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Loan Modification when available may help you save your home as well. 

Are you serious about saving your home and preventing a foreclosure sale? 

Hi, I'm Burton Jamison.  I am a 24 year veteran of the mortgage industry.  I started as a Loan Officer  way back in 1986.  I worked my way up to Manager of  Second Trusts in 1988.  Then finally in 1995 I became the owner of a local mortgage company where I was employed.  Actually, I was the only  employee, the other Loan Officers had jumped ship during the Bond Market Crisis of 1994.  The Company under my control became a Licensed Lender and slowly grew to five employees.

I found immense enjoyment being able to help others attain their dream of home ownership and I fondly remember the good old days where things made sense in the mortgage industry (before the fraud of Wall Street).  More on that later. Modify Home Loan.

Wow, have I seen a lot of changes over the years!  Most were what I considered good changes, such as Automated Underwriting and Mortgage Origination and Processing Software.  That kind of stuff did not exist in 1986.  But along the way I saw many things which did not sit well with me.  I saw loan products being offered that were nothing short of ticking time bombs (the negative amortization " Payment Option ARM" being among them), and even worse I saw unsuspecting consumers being approved for those and other loan types offered by my competitors.  I had a feeling deep down a large percentage of those borrowers should not have been approved and may end up in foreclosure.  Unfortunately, it turned out that many times my feelings were correct.  I know first hand of loan officers actually lying to the applicants about the "1% Mortgage Loan" Payment Option ARM.  I even had a personal friend, who I consider very smart (a rocket scientist/ mechanical engineer) almost fall for one.  Let me try to get to the point.  Home Loan Mortgage loan modification firm.

During the "mortgage meltdown" that started in early 2007, and continued to deteriorate in August 2007 and even further into 2008, I watched as it became harder and harder for people to buy or refinance their home.  The housing market  was in a tail spin.  And what did the "Do Gooder" politicians do?  They had HUD, and the GES's (Government  Sponsored Enterprises) FNMA (Fannie Mae) and FHLMC (Freddie Mac) tighten their underwriting guidelines!  They and the Mortgage Insurance (M.I.) companies raised the minimum credit scores and increase the down payment requirements along with other tightening of guidelines.  Politicians in Washington who knew nothing about the mortgage business, people such as Barney Frank (U.S. Congressman from Massachusetts since 1981 and Chairman of the House Financial Services Committee since 2007) let his emotions (and special interests) guide him as he and his fellow politicians caused more harm than good to the housing and mortgage situation while "trying to help".   These are some of the same people who mandated through Federal Law that Fannie Mae, Freddie Mac, and HUD approve loans to people who were not qualified to get a mortgage loan, whether because of credit, income, job status, etc.  Most of those laws were passed during the Bush years while those on the left side of the aisle controlled both the Senate and Congress.  Did Obama inherit a mess?  Yes, it started on Bush's watch.  Who caused the mess?  I blame the greed and fraud of Wall Street, along with Greenspan and the "Feel Good" Congress Democrat Majority of the Bush Administration.  Obama has not helped the situation by allowing the first time buyer $8,000 tax credit expire, or even with all the hundreds of billions of dollars he has thrown at the economy.  We are in uncharted waters, and none of the "experts" know what to do. Loan Modification

I did not renew the Company's Lender License in 2008 because 13 of 15 of my Investors closed their doors in 2007 and early 2008.  It wasn't long and I had no Investors left to sell the Company's loans to.  I went to work originating mortgage loans as a Home Loan Consultant for a now defunct lender, and then in a similar capacity with a local competitor as a Senior Loan Officer .  But soon I became further disenchanted with the mortgage business as I saw it getting harder and harder for an applicant to be approved for a mortgage loan, whether buying or refinancing.  Those who wanted to buy and those who needed help lowering their payments by refinancing at historically low rates were not getting the help they needed.  modify loan

What does all this have to do with Loan Modification?  Keep reading...

I had enough.  I resigned and looked for other opportunities in the mortgage business.  By chance, someone sent me a help wanted posting from Craigslist.  The position was with a local attorney who was looking for processors for the Mortgage Loan Modification department of his Law Firm.  I did some checking, and then I met with the attorney and his Loan Modification staff, and decided they had the right idea of how to help others get through this economic mess.   I considered it a good fit for me and my many years of experience in the mortgage industry.  Modify your loan today.

Loan Modification in my view has a better chance of success and may be just what is needed for many borrowers.  NOT applying for a refinance (only to be turned down because of declining property value, credit or income).  I believe in Loan Modification.  Now those that need help have more than a fighting chance to get help.  I can assist with the process while the Law Firm works to lower the mortgage interest rate and payment, and prevent foreclosure through Loan Modification.  No refinancing! 

I work with a Law Firm who represents YOU, and works to help YOU to be able to sleep better at night. 

I feel good about what I do.  I have always enjoyed helping others.  And with a Loan Modification team that works with an Attorney who has been practicing law for 31 years, and who makes it public knowledge that he "hates banks", I can sleep better at night too knowing I am trying to make a positive difference in other peoples lives. modification

Bottom line:  Every homeowner has options.  The way I see it, two options are available.  Take a chance on losing your home...  no one wants that, or contact me about a Loan Modification.  Time is not on your side. The sooner you take action by contacting me, the more options you may have.  Of course, not all who apply for loan modification will get their loan modified, but you will have an attorney with years of experience in real estate and business law negotiating with your mortgage company on your behalf working to accomplish your loan modification in the least amount of time with the least amount of hassle. 

All Loan Modification inquiries are strictly confidential. Contact me today! burton@loanmodster.com

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